John Schoemer serves as Executive Vice President of Presidential Bank Mortgage. He has been employed with Presidential Bank or a bank affiliate since 1987 and has served in numerous management positions throughout his 28 years with the organization. Mr. Schoemer oversees Presidential Bank’s mortgage operations in addition to Presidential Bank Mortgage's management team. In addition to leading the mortgage entity, Mr. Schoemer is also responsible for operations, underwriting, secondary marketing and construction lending.
Mr. Schoemer has over 30 years of mortgage industry experience. He previously served as Executive Vice President of Seneca Mortgage where he directed the company’s secondary marketing and operations areas. He was also employed as a Vice President of Developers Mortgage Corporation, as well as Assistant Vice President of secondary marketing for Washington Federal Savings and Loan. Schoemer also has been employed with PMI Mortgage Insurance.
Mr. Schoemer holds a BS Degree from West Virginia Wesleyan College and serves on the Credit Committee of Presidential Bank.
Michael Niccolini is co-founder of Access Capital Mortgage and serves as its Branch Manager. Since its founding in 2003, Mr. Niccolini has been responsible for all aspects of the growth and strategic direction of the company.
Additionally, Mr. Niccolini has founded numerous successful companies in the residential real estate market, including founding Greenleaf Title and Escrow in 2001. Prior to ACM, he served as Senior Counsel at Micro Strategy, Inc. Mr. Niccolini earned a Juris Doctor of Law from the University of Michigan Law School and a B.A. from Cornell University. He serves on the boards of directors of the David L. Holder Education Foundation and the Baltimore Curriculum Project, Maryland’s largest charter school operator.
Mr. Niccolini lives in Baltimore, MD with his wife and three children.
Patrick has been a member of the ACM family since 2004, after launching his career with National City Mortgage in 1997. Patrick has an extensive background in real-estate investment, development and lending that not only spans two decades but gives him a firsthand approach to financial strategy in real-estate.
After serving in Operation Desert Storm, Mr. Marsiglia was honorably discharged from the U.S. Army in 1996. He holds a B.S. degree in Business Communication from Stevenson University.
When not spending time with his wife and two children, Mr. Marsiglia is a real estate licensing instructor for the Greater Baltimore Board of Realtors.